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Posted: January 23, 2024

Uninsured vehicle volume shocks local police

BC Highway Patrol – Kootenay reported Jan. 22 it has found a shocking number of drivers operating vehicles without valid insurance.

From December 1, 2023, to January 11, 2024, BC Highway Patrol – Kootenay has located 177 drivers operating uninsured vehicles. Each driver received a violation ticket for no insurance for $598 dollars.

As a result, BC Highway Patrol has compiled the top 10 excuses encountered:

  • ICBC never sent me a reminder.
  • I am on the way to purchase insurance right now.
  • I forgot.
  • I don’t have a decal anymore.
  • My insurance is paid for automatically, so I thought I didn’t need to renew.
  • The registered owner is my mom, dad or friend and it’s their job.
  • This is a company vehicle.
  • My vehicle is actually insured, but I don’t have the documents.
  • I cancelled the credit card that was making the preauthorized payments.
  • I know I don’t have insurance, but I really needed to go somewhere.

“Drivers should think about the risks of operating without insurance which include paying a significant fine, being financially responsible for a collision, and expensive towing costs,” said the Officer in Charge of Kootenay Highway Patrol, Inspector Chad Badry. “There is a risk of a driver’s license suspension or increased sanctions in court for repeat offences.”

BC Highway Patrol offered the following advice to registered owners and drivers:

  • Owners must renew their own insurance as is not automatically renewed;
  • Drivers should check the expiry dates on vehicle’s documents before driving;
  • Renewal notices are sent only as a courtesy and your address should be up to date;

• Set a reminder in your phone’s calendar;

  • Documents must be kept in the vehicle or drivers may receive an $81 dollar fine.

Insurance can often be renewed online or over the phone. Do not drive the uninsured vehicle to the insurance broker to renew.

Arrange a ride with a friend or find alternative transportation if driving to renew your insurance is your only option.

Taking the bus, rideshare or taxi is cheaper than a $598-dollar violation ticket and towing costs.

BC Highway Patrol photo

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